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Electrical fires remain one of the most common and destructive causes of property damage in the United States. The National Fire Protection Association (NFPA) reports that more than 31,000 home structure fires each year are caused by electrical distribution or lighting equipment. These fires account for roughly 4% of all home fires and 6% of home fire deaths.
While these statistics focus on residential properties, commercial buildings face similar risks. Faulty wiring, outdated systems, or overloaded circuits can quickly escalate into dangerous situations that threaten employees, customers, and property. Taking proactive steps now can prevent costly and potentially life-threatening incidents.
Here are key strategies to keep your home or business safe:
Never attempt major electrical work on your own. Always use a licensed electrician for installations, repairs, or inspections. Whether you’re remodeling your home, upgrading equipment in an office, or expanding a business facility, professional oversight ensures the work meets safety standards and local building codes.
Even if everything seems fine, aging wiring or hidden damage can pose serious risks. Homeowners should consider inspections when buying or renovating a home. Business owners should schedule routine checks, especially in older buildings or high-traffic areas, to identify potential hazards before they cause damage.
Plug major appliances or equipment directly into wall outlets rather than using power strips or extension cords. High-energy appliances like refrigerators, stoves, dryers, or industrial equipment draw more power than cords and strips are designed to handle, increasing the risk of overheating and fires.
Check cords for fraying, cracks, or exposed wires. Avoid running cords under rugs, across doorways, or through high-traffic areas where they can be damaged. Remember, extension cords are meant for temporary use, not as permanent solutions.
Be alert to indicators of electrical trouble, such as:
If you notice any of these signs, contact a qualified electrician immediately. Business owners should treat these signs as urgent, as electrical hazards can affect multiple people and equipment simultaneously.
Regular maintenance reduces strain on your electrical system. For homes, this includes ensuring that major appliances are clean and functioning properly. Businesses should follow manufacturer guidelines for office equipment, industrial machinery, and any high-energy devices to avoid overloading circuits.
Certain areas are more prone to electrical hazards, such as kitchens, laundry rooms, server rooms, and warehouses. Make sure outlets in these areas are grounded, install surge protectors, and ensure circuits are not overloaded. Businesses should also consider backup power systems that are professionally installed and maintained.
Electrical safety is not just about avoiding inconvenience. It’s about protecting lives and property. By taking proactive measures, both homeowners and business owners can reduce the risk of fires and ensure their spaces remain safe and functional.
Even small changes, like replacing damaged cords or scheduling a professional inspection, can make a big difference. Protect your home, protect your business, and take action today to prevent electrical fires before they start.
Contact Schaub Insurance Agency for expert guidance—we can help you assess your coverage, make necessary updates, and ensure your home and legacy are fully protected. Schedule an appointment today at: https://www.schaubinsurance.com/customer-service