Schaub Insurance Agency, Inc.!
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This is our agency's specialty. We have been working with businesses for many years, and have access to many carriers, both preferred, standard, and specialty - based on your business operations. We understand the practical side of running your business and work with you to keep insurance simple, but understandable, and we will always be upfront with you and honest. We do not charge broker fees, and we will consistently look for ways to save you, and your business, money.
RECENT SUCCESSES: Auto Repair Shop; Full Service Mexican Restaurant and Bar; Retail T Shirt Store; Produce Distributor; Advertising/Media Marketing Office; Motorcycle Repair Shop; Dentist Office; Stone & Tile Store; Specialty Retailer; Gymnastics Center; Attorney's Office; Cannabis Extractions; Cannabis Distribution; Dog Grooming.... .... and more!
Business owners should carefully consider their commercial insurance needs, which offer a range of vital protection related to the business. From vehicles to property and the employees within the business, owners can safeguard their investment and lessen the risk of a scenario affecting its growth and presence. The following areas represent some of the primary commercial insurance needs that any business should approach.
A vehicle that is used within the context of business must have its own policy; a personal car insurance policy is not enough, as it won’t cover items that relate to business. If your business uses vehicles to perform routine or even occasional operations, a commercial auto policy is a must.
Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.
A commercial property insurance policy could be thought of as a commercial version of a homeowners policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.
Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.
Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.
Business owners can compare quotes online using an independent agency. This is a valuable option that can save time and money, where owners can receive quotes from several top-tier insurance at once.