Tough, Tenacious, and On Your Side

Insurance usually makes you think of cars, homes, and businesses. But did you know there are policies out there for things like:
• A half-court basketball shot
• A hole-in-one on the golf course
• And yes, even a sausage-throwing contest

We couldn’t make this up if we tried—check it out here).

At Schaub Insurance Agency, we may not insure flying sausages (yet), but we do make sure you’re protected where it counts most: your home, your livelihood, and your peace of mind.And that’s where our difference really shows. Agency principal JoAnn leads with toughness, tenacity, and dedication. We’re not a fly-by-night operation. We don’t razzle and dazzle and then disappear when you need us. Whether it’s quoting, servicing, or handling claims, we’re committed to being there for you every step of the way. What Makes Us Different?‍

Experience: We have 20+ years of property and casualty experience, focused primarily on businesses.

Independent: We have access to many different markets, both directly and through wholesale partners, depending on the nature of your business operations. We know how to properly cover your exposures so coverage is available when you need it most.

Honesty & Integrity: We will always be honest and truthful with our clients (and prospects). Our integrity means everything, and we always put the client first. We won’t just sell you a policy and move on. We’re here for you for the life of your policy.

Educated: JoAnn holds a bachelor’s degree from CSUSM and multiple industry-related certifications. She is a Certified Insurance Counselor, Certified Risk Manager, Construction Risk and Insurance Specialist, and Certified Insurance Service Representative.

Tough & Tenacious: Schaub Insurance fights for what’s best for our clients. We have the persistence and grit to push for the best possible outcomes in quoting, servicing, and claims, because when it counts, we’re not going anywhere.

Recognized & Trusted: Voted Best Insurance Company in North County San Diego two years in a row (2024 & 2025) and Best Home Insurance Provider in San Diego Magazine 2025.

Serious Protection: With a side of humor.Because while insurance doesn’t always make headlines, it does make life a whole lot easier when the unexpected happens.

Stay safe this summer (and maybe keep the sausages on the grill).